License & Insurance

Housman’s Aluminum & Screening prides itself in being fully Licensed & Insured. We want to ensure all of our potential customers can make the most informed decision.

All citizens pay for the effects of unlicensed activity on insurance costs, taxes, credit losses and for damage done to the owners, employees, and suppliers of licensed competitors. Unlicensed contractors cannot pull permits. This means the plans for the work to be done are not inspected and may or may not meet the local building codes.

Doing business with an unlicensed contractor exposes you, as the consumer, to a variety of risks involving liability claims, state and federal taxes, liens by vendors of material or labor, violations of law and the possibility that the job will not be completed in accordance with the minimum standards for the profession and/or building code.

The unlicensed person or firm may skirt such responsibilities as liability insurance, worker’s compensation, unemployment compensation, social security and reporting withholding of taxes.

Installation or servicing of any major appliance or structure by an unlicensed contractor may void the manufacturer’s warranty. Also, if an appliance or structure is improperly installed by an unlicensed contractor, the property owner’s insurance may not cover it and you expose yourself to further expenses.

To insure that you’re dealing with a certified contractor, you as the homeowner may want to do some research to protect your home and your assets.

 

Documents You Should Ask a Contractor to provide:

  • Occupational License (Shows valid business)
  • Contractor’s License
  • Competency Card
  • Proof of Valid Worker’s Compensation on ALL Employees (Some companies will hire a worker as a “sub-contractor” to get around this) 
  • Proof of General Liability Insurance
Certificate-of-Competency-License